Economy
Inflation and the peso's purchasing power, card by card. Swipe through.
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TOOL
Lugi ka ba?
Math only. Your salary never leaves your browser.
TOOL · purchasing power
Your money is shrinking
Pick a year to see what it's worth now.
TOOL
Magkano noon?
TOOL · safety net
How big should your emergency fund be?
Enter your monthly expenses.
Rule of thumb: 3–6 months of expenses, kept somewhere safe and reachable.
TOOL · retirement
How much do you need to retire?
Enter your target monthly spending.
The 4% rule: a nest egg ≈ 25× your yearly spending can fund retirement. A rough guide, not advice.
DATA · headline
Headline inflation PSA, 2018-based
6.4%
Jun 2026 · CPI year-on-year
▼ Eased: −0.4 ppt vs 6.8% the month before
Above the BSP 2–4% target, 4 straight months
Inflation has run above the BSP 2–4% target for 4 straight months.
At 1.7%, the Philippines has the 4th-highest inflation of 7 economies in the region.
DATA · where it goes
Even the bank barely beats inflation
| Where you keep ₱1,000 | Rate/yr | vs 6.4% inflation |
|---|---|---|
| 🛏️ Under the mattress | 0.00% | −6.4% |
| 🐷 Piggy bank (alkansya) | 0.00% | −6.4% |
| 🏦 Regular bank savings | 0.25% | −6.2% |
| 📜 1-year time deposit | 5.25% | −1.2% |
| 📱 Digital bank (high-yield) | 6.50% | +0.1% |
Indicative annual rates; "vs inflation" is the real return after 6.4% inflation. Cash under the mattress loses its full value every year. Not financial advice.
DATA · what's inside
Rice inflation is running at 15.0% — hotter than the 6.4% headline
DATA · trend
Down from the Jan 2023 peak of 8.7% — but not back to target
Shaded band = the BSP 2–4% target.
DATA · 5-year track
Inflation averaged 4.1% over 2021–2025
| 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| 3.9% | 5.8% | 6.0% | 3.2% | 1.7% |
Full-year average (World Bank); 2025 is the latest complete year.
DATA · accountability
Worst year on record: 50.3% in 1984, under Marcos Sr.
Average annual rate, World Bank since 1960. Worst year: 50.3% in 1984 (Marcos Sr.).
DATA · 50 years
Today's 6.4% is below the 50-year average of 7.8%
DATA · vs region
PH has the 4th-highest inflation in the region
Latest available full year each (World Bank). PH highlighted; ranks 4th of 7.
Sources & method
- Monthly rates: PSA OpenSTAT, 2018-based CPI.
- Annual + international comparison: World Bank FP.CPI.TOTL.ZG.
- Target band: BSP inflation target, 2–4% for 2024–2028. The tools run in your browser.
Inflation eases to 6.4% in Jun, a 4th straight month above the BSP target
Headline inflation came in at 6.4% in Jun 2026, down from 6.8% the month before, above the BSP's 2–4% target band for a 4th consecutive month. Core inflation stands at 4.4%. Food inflation is 5.2%.
Source: Konteksto, data from PSA, as of Jun 2026.